College education has become a very important tool in pro of the success of a middle-class person. Students from all over the country are studying in all different universities. Unfortunately, not everybody can afford to have a college degree or higher education, for that reason is that students are forced to request student loans.


The first article named “Broke Grad Students Are the Next Debt Crisis and It’s Partly The Government’s Fault”, from The author, Molly Hensley-Clancy, criticizes how graduate students are pulling down the federal student loan program and this is made possible in compliance with the federal government. The author uses an article made by Jason Delisle as her main reference.  As the argument, the author claims that graduate students are owing more and more money in order to achieve their graduate degrees. Hensley-Clancy tries to emphasize that as the average graduate student owes more than an undergraduate in student loans, the federal government is more likely to help them as they do with the undergraduate fellows. In pro of this unsupported environment, the government also started giving some help, like the forgiveness program, according to the author.
In the second article, the one that Hensley-Clancy was referring to, is named “The Graduate Student Debt Review” made by Jason Delisle. In his article, Delisle argues that graduate students debt has increased in the past years. More master students are getting in debt, deeper than undergraduate students. Without the same protections from the federal government as with undergraduates, master students are going to struggle even more to pay their student loans. The author used a study made by the U.S. department of Education named “National Postsecondary Student Aid Study”. Giving out only the data related to master’s programs, the author cut off all the other data related to PH. D postdoc programs from the original survey. In addition, Delisle specified the average amounts own by the degree in which the master students graduated.  About the study, the author claimed that since 2004, master students have got more and more in student debt with every year. The most significant difference that the author gives is in 2004 the student graduating of Law (LL.B. or J.B.) by average owed $88,634 in student loans, now in 2012, the average amount is $140,616.

Details about articles:Edit

For the first article, “Broke Grad Students Are the Next Debt Crisis and It’s Partly The Government’s Fault”, this article was posted on March, 25 of 2014 in the web page This is a web page known for making out stories, where some stories may have some portions that are truth and some others are exaggerations. The writers do this so they can make stories look more interesting. As the matter of fact, the founder and CEO, Jonah Peretti, is a passionate of studying how ideas and information can get spread through the web, as his profile reveals. Also, this web site love to make partly or totally made out stories so they can be “in the mind” of more and more people. As more and more people gets interesting in this web page, they will have more sponsorships and publicity opportunities. tries to attract young or curious people to keep reading its articles. They try to attract curious people by posting articles that talk about uncommon subjects; in addition, this web page tries to attract a young audience by posting popular themes  with a bit of humor.  This particular post reflects in parts of what Jason Delisle argues in his article, but it confines and moves to a different way. Firstly, Molly Hensley argues that graduate students in general are the ones pulling down the federal student loan program. The data that she is relying on actually is only talking about master students. Hensley changed the information so a silly and common article about student debt could look interesting. Also, the Hensley tried to appeal to other readers from different areas than business by trying to use general and common terms as much as possible. At the end of the article, Hensley tries to add a suggestion that Delisle supposedly gives about the Obama administration, but in fact he never really did it.

The second article, the referred and original article named “The Graduate Student Debt Review”, shows a study made by the U.S. Department of Education. This is a scholarly article, peer reviewed and published in, a journal for business articles. The audiences for this article are for people with a business background. Jason Delisle gave a bunch of data and threw some graphs just to show how relevant were his comments. Delisle separates students by degree and by percentile, where 50th percentile represents the average of students (the most common result) and the 75th are 1 out of every 4 own that much. The key for the interpretation of the graphs and also to understand the dimensions of the charts is to read all the notes. The author gives some notes explaining that some quantities are not including accrual, the interest generated up to the time the survey was made. Delisle explains that just because of the nature of the survey, interviewees could actually lied about how much they really owe. In addition, the author gave specifications about how the study makers didn’t separate students who owed also student loans from their undergraduate degree. After reading the note section, all the graphs don’t really looks that impressive. As the matter of fact, it looks irrelevant to what he is arguing. In the note section the author was explaining why only master-level students are used, but in reality, some of the data comes from students who have been dragging student debt from their undergraduate degrees. This mixing of undergraduate and master-level debt makes the data he is presenting weak towards what Delisle is trying to express.

Similarities and differences:Edit

Both publications are discussing the graduate student debt issue. Molly Hensley exaggerated and suggested some events that the original author never implied or wrote. Hensley’s article was created to blame graduate students of pulling down the federal student loan program. On the other hand, Delisle’s article was made more just to inform what the current situation of master students are.
•    They are both published primarily for people with some business background. Hensley’s article was inclining to the general audience while Delisle’s article was more for pure people with business background.
•    By the nature of the sources, Hensley’s article was made more for entertainment and Delisle’s article was made inform.

Lesson for RookiesEdit

Whenever you’re reading an article where a lot of numbers are given, you have to know how to interpret and translate those numbers into common words. A really good advice that I can give you is that you have to look at the notes that the author gives. Being able to read the notes and understand its meaning is crucial to understand the bunch of numbers that the author is giving. Also, the more details the author gives about the given data, the easier will be for you to interpret it.


Delisle, J. (2014). The graduate student debt review: The state of graduate student borrowing.
Hensley, M. (2014). Broke Grad Students Are the Next Debt Crisis and It’s Partly The Government’s Fault. Retrieved from: